Cash flow support for EOFY opportunities
Date
10 March 2025
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For many small business owners, tax time is a peak trading period bringing with it the usual cash flow pressures. That’s why now’s a good time to consider whether your working capital strategy is sufficient.
This will ensure you have a funding buffer to help your business thrive in the financial year ahead. Our team of experts can provide you with a range of funding options to support your business during the end of financial year period, including:
Small business loans
Get access to a lump sum to help with upcoming tax payments, large purchases of stock and equipment, or to cover unexpected expenses.
Business line of credit
A business line of credit can provide ongoing access to funds you can use and reuse as necessary to support cash flow. You only pay interest on the funds you use.
Invoice finance
Clear your debtors' ledger to create new opportunities. We can facilitate invoice finance solutions that provide funding today until your customer pays, e.g. 60 days or the 20th of the month following. This means you can keep working capital on hand to pay suppliers (sometimes with an early payment discount), purchase new business assets and keep growing your business.
Term loans / equity access
For bigger asset purchases for the year ahead, or to assist with your wider funding needs, our experts can source a competitive term loan with flexible repayment options that work with your wider cash flow needs. Term loans offer the option of floating rates where repayments can be made without early repayment costs or fixed rates to provide more certainty.
Revolving credit facilities
The end of the financial year is an ideal time to get pre-approved equipment finance limits in place so you can plan and manage your capital expenditure effectively, ensuring seamless integration of new equipment into your fleet or business. Many revolving credit facilities also offer cash offset options, enabling you to utilise surplus cash flow to reduce your overall borrowing costs.
Insurance premium funding
We can provide an easy and fast insurance premium funding solution for manageable weekly, fortnightly, monthly, or quarterly payments so you can retain more working capital for the financial year ahead.
Foreign exchange
Our foreign exchange partners provide competitive foreign exchange rates and can assist with hedging strategies to minimise risks when importing or exporting with payments in foreign currency.
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