Finance New Zealand advisers, often referred to as 'brokers', are here to assist you in numerous ways. Our comprehensive finance service covers everything from business and asset finance to property, working capital, trade finance, and invoice premium funding.

So, what does a business finance adviser do? In essence, we act as intermediaries between your business and the bank or lender, arranging tailored business and asset finance solutions. This involves liaising with our extensive network of over 30 funding partners to secure the most advantageous finance option for you. 

What is the process? As a first step, our advisers will assess your situation, taking into account factors such as business income, deposit size, and credit history, to determine the best course of action. We then match you with the most suitable option from our network of funding partners, considering rates, payment terms, and structure. Whether you need funding from a main bank or a specialist asset finance or property funder, we ensure you’re paired with a lender who will deliver positive results and meet your future business needs.

Benefit from established relationships. Our strong relationships with senior executives at our funding partners mean we can influence the service, structure, rates, and overall funding packages to better suit your needs. This allows us to craft a finance solution that is specifically tailored to your unique needs, rather than offering a generic, one-size-fits-all solution that you might encounter if you approached a bank directly.

The experience of our team is at your disposal. Our team is composed of finance experts, most with finance backgrounds and some with chartered accountant qualifications. This ensures we thoroughly understand your business' financials and can enhance value and efficiency. We use our expertise and market knowledge to match you with a lender that is best suited to your business size, industry and future goals.

Finance New Zealand thrives on working with multiple funding partners. This flexibility ensures we're not limited by the pricing, products, or risk appetite of any single partner. As market conditions evolve, we adapt to find the lender that best fits your business requirements. Our diverse network of funding partners allows us to support your business through various stages and economic cycles, ensuring we can always find a solution that meets your needs. In some cases, the best funding solution may involve coordinating with multiple funders to achieve your objectives, offering funding structures that a single bank or lender cannot provide.

Our services often come at no direct cost to you. A no-obligation chat with a Finance New Zealand adviser is free and, on most occasions, we do not charge you directly for our services as we are paid by our funding partners. This means that, in general, there is no direct cost to you for our service. Where you may be charged a fee directly, this will be disclosed and agreed with you at or before the time an offer of finance is presented to you.

You’ll have a dedicated finance partner on demand. In most instances, you'll work with a local business finance adviser in your region. This relationship will be supported by our expert team at our head office in Auckland for any small queries or loan documentation needs. This means no that there is no need to sit on hold or having to worry about 0800 numbers, you'll have your Finance New Zealand adviser on speed dial.

Finance New Zealand is a regulated Finance Advice Provider committed to your protection. As a financial advice provider (FAP), we offer a "financial advice service" that includes giving regulated financial advice to our retail clients, whether directly or through others. We adhere to the Financial Markets Conduct Act 2013 (FMC Act) and the Financial Services Legislation Amendment Act 2019 (FSLAA), ensuring we meet all necessary duties and obligations. This means you can trust that our advice is not only expert but also fully compliant with the highest standards of consumer protection.

To connect with a Finance New Zealand adviser in your region, click here.