How we can help when your bank says ‘no’
Date
02 October 2017
Share

Finding a lender who knows and understands your business can be a challenge. We frequently deal with businesses seeking finance who have good financials, but are declined by their current lender. It’s usually a case of the risk profile not aligning with the lender’s criteria. Or, sometimes the current lender has failed to really understand the business and their individual requirements.
Our team deals with a range of businesses across many different industries. And with access to over 30 specialist-funding partners, we have a wealth of knowledge about various lenders’ appetites and criteria.
Where one lender may say ‘no’, in most cases we can match your business with another lender who will say ‘yes’. First we evaluate your requirements and circumstances. Then our independence lets us approach the funder best aligned with your request and your business’s best interest – not just the funder you have a relationship with.
Because we work across many different funding partners, we can split your lending across multiple funders. This helps to get your deal across the line, but also diversifies your loan and gives you a ‘plan B’ for future lending.
Similar Posts
14 July 2025
Navigating property finance with lower CVs? How to best position your lending
With capital values softening across parts of New Zealand, many borrowers are finding that lower CVs can impact how much they can borrow — especially when property is being used as security. While CVs don’t directly set lending limits, they influence how lenders assess risk and scale your available equity. At Finance New Zealand, we help clients navigate these challenges by working with multiple lenders, using alternative forms of security, and structuring finance that supports long-term growth — even in a tighter lending environment.

13 July 2025
New vehicle or asset purchase on the horizon? See the tax incentive in action: Ford Ranger example
The New Zealand Government’s Investment Boost scheme, introduced in the May 2025 Budget, is already influencing business decisions across the country. At Finance New Zealand, we’re seeing many of our clients take advantage of this timely incentive to invest in new vehicles and equipment while reducing their upfront tax impact.


Page Links
Contact us
Finance New Zealand Limited L11 BDO Tower, 19-21 Como Street, Takapuna, Auckland 0622 PO Box 65164, Mairangi Bay 0754 T: (09) 222 0320E: info@financenz.co.nzMember of


Proud Sponsors of Auckland Rescue Helicopter Trust
Copyright Finance New Zealand Ltd 2025