How we can help when your bank says ‘no’
Date
02 October 2017
Share

Finding a lender who knows and understands your business can be a challenge. We frequently deal with businesses seeking finance who have good financials, but are declined by their current lender. It’s usually a case of the risk profile not aligning with the lender’s criteria. Or, sometimes the current lender has failed to really understand the business and their individual requirements.
Our team deals with a range of businesses across many different industries. And with access to over 30 specialist-funding partners, we have a wealth of knowledge about various lenders’ appetites and criteria.
Where one lender may say ‘no’, in most cases we can match your business with another lender who will say ‘yes’. First we evaluate your requirements and circumstances. Then our independence lets us approach the funder best aligned with your request and your business’s best interest – not just the funder you have a relationship with.
Because we work across many different funding partners, we can split your lending across multiple funders. This helps to get your deal across the line, but also diversifies your loan and gives you a ‘plan B’ for future lending.
Similar Posts
25 August 2026
Funding a Business Purchase or Shareholder Buyout
Buying a business, buying into an existing business or funding the exit of a shareholder can be a major step — and finding the right funding structure can be more complex than a standard finance application. At Finance New Zealand, we look at the whole transaction and the wider business, rather than simply looking for one loan to cover the purchase price.

12 August 2026
What IPP3A Means for Finance New Zealand Clients
From 1 May 2026, a new privacy requirement known as Information Privacy Principle 3A (IPP3A) came into effect under New Zealand’s Privacy Act. The change is designed to give you greater visibility over where your personal information comes from and how it is being used. For Finance New Zealand clients, the way we help you arrange finance isn’t fundamentally changing. What you may notice is some additional privacy information or notifications when you apply for new lending or make changes to your existing finance.


Page Links
Contact us
Finance New Zealand Limited L11 BDO Tower, 19-21 Como Street, Takapuna, Auckland 0622 PO Box 65164, Mairangi Bay 0754 T: (09) 222 0320E: info@financenz.co.nzMember of


Proud Sponsors of Auckland Rescue Helicopter Trust
Copyright Finance New Zealand Ltd 2026



