The benefits of spreading funding across multiple lenders
Date
04 October 2017
Share

We understand that having all your funding with one lender may seem convenient. However, in different economic cycles or if your business is expanding and you don’t have the support of your funder, having all your eggs in one basket can be restrictive. Access to alternative funding lines ensures your business keeps moving forward, especially in challenging times.
Finance New Zealand helps businesses where their existing lender said ‘no’. The best solution for the client may involve multiple lenders, each lending against the pool of assets they are most comfortable with. The credit criteria of each lender varies widely depending on, for example, the machinery you need. And our understanding of each lender’s appetite means we can approach the lender most likely to approve your request.
Because we work as your one point of contact for all your business finance needs, we regularly assess your business’s changing risk profile. This way, we continue to help you find the appropriate solution on an ongoing basis.
Similar Posts
25 August 2026
Funding a Business Purchase or Shareholder Buyout
Buying a business, buying into an existing business or funding the exit of a shareholder can be a major step — and finding the right funding structure can be more complex than a standard finance application. At Finance New Zealand, we look at the whole transaction and the wider business, rather than simply looking for one loan to cover the purchase price.

12 August 2026
What IPP3A Means for Finance New Zealand Clients
From 1 May 2026, a new privacy requirement known as Information Privacy Principle 3A (IPP3A) came into effect under New Zealand’s Privacy Act. The change is designed to give you greater visibility over where your personal information comes from and how it is being used. For Finance New Zealand clients, the way we help you arrange finance isn’t fundamentally changing. What you may notice is some additional privacy information or notifications when you apply for new lending or make changes to your existing finance.


Page Links
Contact us
Finance New Zealand Limited L11 BDO Tower, 19-21 Como Street, Takapuna, Auckland 0622 PO Box 65164, Mairangi Bay 0754 T: (09) 222 0320E: info@financenz.co.nzMember of


Proud Sponsors of Auckland Rescue Helicopter Trust
Copyright Finance New Zealand Ltd 2026



