Finance New Zealand works with many lenders which have multiple funding options. Along with dealing with the main trading banks, we also work with specialist international asset financiers, Kiwi banking groups, and non-bank lenders. The proposed changes by the Reserve Bank may make the main banks less competitive on interest rates and more selective as to who they will lend to. It is also likely to lead to other finance options being relatively more competitive.

Our ability to assess each client’s requirements in relation to what different banks and financiers are offering at that point in time, along with our ability to adapt to the changing environment, is key. Talk to your business partner at Finance New Zealand about your business’s financial requirements going forward and any concerns you may have around your risk grade, and we will work to find the best solution for you.