When one lender has said ‘no" - why would another say ‘yes?’
Date
02 October 2017
Share

Just because your request may fall outside your existing lenders appetite, doesn’t mean it will be viewed in the same way by another lender.
We work closely with over 30 lenders who all have different risk profiles, industry preferences and appetites. As a group, we place many requests with these lenders and have a strong knowledge-sharing tool within the team. This means we are able to gauge the likelihood of each lenders approval based on your business finance request.
For lenders to approve deals, they need to be comfortable with all the factors surrounding your request such as geographic location, industry, debt servicing, asset class and business tenure. Each lenders measure of these factors can be very different. So when your lender says no, or provides an approval with unsatisfactory conditions, it’s most likely that another may say ‘yes’.
Our team of Business Partners are located right throughout the country and work across many different industries. If your current lender is unable to help and you would like to discuss an alternative funding solution, contact our team today.
Similar Posts
14 July 2025
Navigating property finance with lower CVs? How to best position your lending
With capital values softening across parts of New Zealand, many borrowers are finding that lower CVs can impact how much they can borrow — especially when property is being used as security. While CVs don’t directly set lending limits, they influence how lenders assess risk and scale your available equity. At Finance New Zealand, we help clients navigate these challenges by working with multiple lenders, using alternative forms of security, and structuring finance that supports long-term growth — even in a tighter lending environment.

13 July 2025
New vehicle or asset purchase on the horizon? See the tax incentive in action: Ford Ranger example
The New Zealand Government’s Investment Boost scheme, introduced in the May 2025 Budget, is already influencing business decisions across the country. At Finance New Zealand, we’re seeing many of our clients take advantage of this timely incentive to invest in new vehicles and equipment while reducing their upfront tax impact.


Page Links
Contact us
Finance New Zealand Limited L11 BDO Tower, 19-21 Como Street, Takapuna, Auckland 0622 PO Box 65164, Mairangi Bay 0754 T: (09) 222 0320E: info@financenz.co.nzMember of


Proud Sponsors of Auckland Rescue Helicopter Trust
Copyright Finance New Zealand Ltd 2025